How to Build Credit with your Prepaid Visa RushCard?

How to Build Credit with your Prepaid Visa RushCard?

 Activate RushPath to Credit and begin building a positive credit file. Every time you pay your rent, utilities, and other bills with your RushCard, we’ll report your regular bill payments to participating credit reporting agencies.

RushPath to Credit

Your Prepaid Visa^® RushCard can help you build a positive credit file. When you enroll in our FREE RushPath to Credit and make recurring deposits and payments using your RushCard, your transaction information will be reported to participating consumer credit reporting agencies.

How it works

• RushPath to Credit is an optional service. When you register online for a FREE account, click RushPath to Credit and select "Enroll."*
• Use your Prepaid Visa RushCard when paying your utility, cable, telephone or any other recurring bills every month.
• RushCard automatically reports your payment history to LexisNexis^® and PRBC^®, a national credit reporting agency.

The credit reporting agencies we report to use your transaction history to create a positive credit file for you. When you apply for credit, lenders may use your positive credit file to qualify you and offer you lower interest rates.

*If you do not enroll, your information will not be reported to consumer credit reporting agencies. You are free to discontinue at any time.
*RushPath to Credit will not help your current credit rating, record, or history with credit agencies that currently do not accept RushCard transaction history as part of their credit rating system.

About LexisNexis

LexisNexis® (www.lexisnexis.com) is a leading provider of information and business solutions to professionals in a variety of industries—legal, risk management, corporate, government, law enforcement, accounting and academic. A member of Reed Elsevier PLC, the company does business with professionals in 100 countries with 13,000 employees worldwide. Building on the 30-year LexisNexis tradition as a trusted provider and custodian of quality information, the LexisNexis® Risk & Information Analytics Group leverages cutting-edge technology, unique data and advanced scoring analytics to provide total solutions for client needs. Our solutions are designed to serve the risk information industry, which includes professionals and organizations such as law enforcement, government agencies, financial services firms, collection agencies, insurance and health care providers, hiring managers and others.

About PBRC

PRBC (www.prbc.com) is a national consumer credit reporting agency that lets consumers build a credit file and score based on their history of making recurring bill payments. A PRBC credit file can be used to demonstrate creditworthiness when applying for housing, credit, insurance, and employment. PRBC collects, stores, scores, and reports your transaction data for "permissible purposes" as defined under the Fair Credit Reporting Act.